Premera-Covered Online Therapy in Washington: Seattle, Tacoma & Statewide
Looking for a Premera Blue Cross therapist who actually has openings? Our Washington-based telehealth practice is in-network with Premera and LifeWise, and we’re accepting new Premera clients now. Meet with a licensed Washington counselor by secure video, from anywhere in the state. Real support, real availability, in-network rates.
Service Details:
Format: Secure online video sessions (telehealth-only)
Focus: Anxiety, depression, ADHD, burnout, perfectionism, people-pleasing, trauma, grief, life transitions, high-functioning anxiety
Session Length: 53 minute therapy hour
Insurance Accepted: Premera Blue Cross, LifeWise
Location: Online for Seattle, Tacoma, Bellevue, Spokane, Olympia & all Washington State
Availability: Appointments this week
Investment: Most Premera members pay their plan copay ($0–$50 typical) after your deductible has been met, you can verify benefits before your first session
Why Choose LCFC for Your Premera Therapy?
- In-network with Premera Blue Cross & LifeWise
- Licensed Washington counselors with real openings
- Female-owned, veteran-operated, neurodivergent-affirming
- Telehealth-only — meet from home, office, or anywhere in WA
- We verify your benefits before your first session, if needed
Schedule Today
Most clients have their first session within two weeks of reaching out. Limited new client spots available each month, don’t wait to get the support you deserve.
Premera-Friendly Online Therapy for Adults Across Washington
Lakewood Child and Family Counseling is a small, female-owned, veteran-operated telehealth practice based in Washington State. We provide secure online therapy for adults across the entire state, and we’re in-network with Premera Blue Cross and LifeWise, two of the most common insurance plans for Washington professionals, tech workers, healthcare workers, and families.
Through one-on-one sessions with a licensed Washington counselor, you’ll work on the things you’re actually carrying, not just symptoms, but the patterns underneath them. Our work is thoughtful, personalized, and focused on practical strategies that fit your real life: the demanding job, the long commute (or no commute), the kids, the parents, the relationship, the inner critic that won’t quit.
This is not a one-size-fits-all approach. Each session is collaborative and focused on helping you build resilience, reduce overwhelm, and move through your life with more clarity and self-trust.
You’ll get help with:
- Anxiety, overwhelm, and racing thoughts
- Depression and low mood
- ADHD and adult neurodivergence (including late-diagnosed adults)
- Burnout: for tech workers, healthcare workers, parents, and high-achievers
- Trauma and PTSD / CPTSD
- Grief and loss
- Perfectionism, people-pleasing, and chronic self-criticism
- Life transitions: career changes, post divorce, becoming a parent, empty nest
- Relationship strain and communication patterns
No prior therapy experience is needed. Come as you are, and we’ll start from there.
Is Premera Therapy at LCFC Right for You?
You may be a good fit for Premera-covered therapy at LCFC if you…
Feel overwhelmed, anxious, or mentally exhausted by everyday life
Push through stress and high expectations until burnout catches up with you
Want practical tools and real strategies, not just talking in circles
Want a therapist who's affirming, neurodivergent-friendly, and welcoming to all
You don’t have to be in crisis to start therapy. Premera covers behavioral health telehealth at the same rate as in-person care, most members pay a small copay per session (once their deductible has been met, if they have one at all).
Meet Your Therapists
Licensed Washington Counselors Who Take Your Insurance Seriously
Our team includes therapists trained in trauma-informed care, somatic and nervous-system-informed approaches, and neurodivergent-affirming therapy. We’re a small practice on purpose — that means real availability, careful matching to the right therapist for you, and consistent care from someone who actually knows you. We work with adults of all kinds: tech and healthcare professionals, parents, caregivers, late-diagnosed ADHD/autistic adults, military families, and people simply trying to feel better.
To meet our team, visit our Therapist Team page.
Premera Therapy FAQs
Do I need a referral from my doctor to use Premera for Online therapy?
For most Premera plans, no referral is required to see an in-network behavioral health provider. We’ll verify your specific situation before your first session and let you know if anything is needed on your end.
What’s the copay for Premera therapy?
Copays vary by plan, but most Premera members pay between $0 and around $50 per session for in-network behavioral health telehealth. Please verify your exact copay before your first session so you know what to expect.
Does Premera require I meet a deductible before therapy is covered?
Some Premera plans apply a deductible to behavioral health, while others cover therapy at the copay level from day one. Feel free to check your benefits and see what applies to your plan.
Is online therapy covered the same as in-person under Premera?
Yes. Premera covers behavioral health telehealth at the same rate as in-person care.
Do you take LifeWise too?
Yes. LifeWise plans are administered by Premera, and we’re in-network with both.
I have Premera through my employer (Microsoft, Amazon, Costco, Boeing, etc.). Can I use it?
If your plan is Premera Blue Cross or LifeWise, yes. Some larger employers use Premera as a network administrator for self-funded plans, which works the same way in most cases. We’ll verify your specific plan before your first session.
How quickly can I get my first appointment?
Most new clients have their first session within two weeks of reaching out. We’re a small practice with real availability, visible on our online scheduling so you won’t be put on a six-month waitlist.
What if I don’t have Premera but want to see you?
We’re in-network with several other Washington insurance plans, including Tricare, Regence, Ambetter, Molina Marketplace, HMA, and FCHN. Visit our Fees & Insurance page for the full list.
Where are you located?
We’re a fully telehealth practice based in Pierce County, Washington, serving clients across the entire state; Seattle, Tacoma, Bellevue, Spokane, Olympia, Vancouver, and everywhere in between.
Ready to Get Started With Premera-Covered Therapy?
Join our practice and start working with a licensed Washington counselor who actually has availability. Most clients have their first session within two weeks of reaching out.
Or call our office at 253-617-3559. Our assistant can answer questions, book appointments, and send us a message if you need further assistance.